Water Protection Program fact sheet
Division of Environmental Quality Director: Ed Galbraith

State Revolving Fund (SRF) Loan Program
The State Revolving Loan Program provides low-interest loans to Missouri communities for projects that improve wastewater and drinking water infrastructure. The Missouri Department of Natural Resources and the Environmental Improvement and Energy Resource Authority work together to administer this program and to protect public health and the environment. The SRF has implemented an agriculture loan program, in cooperation with the Missouri Agriculture and Small Business Development Authority,  to fund certain nonpoint source projects, and has recently set aside funding for new initiatives to fund on-site wastewater treatment projects.


Where the money comes from
Missouri applies to the U.S. Environmental Protection Agency (EPA) annually for capitalization grants to fund its SRF Programs. To increase available funds, the state leverages its EPA capitalization grants in the municipal bond market. These funds are combined with the EPA required state match and then made available to Missouri communities in the form of low interest loans. As the loans are repaid, the money is reused (revolved) by the SRF to provide for future projects.

Types of projects eligible for funding
Any project where there is an existing or potential pollution abatement, water quality or public health need is eligible for SRF funding.

Wastewater projects include:

Drinking water projects include:

Nonpoint source projects include:

Applying for an SRF loan

Send a request by mail to:
Missouri Department of Natural Resources
Financial Assistance Center
P.O. Box 176 Jefferson City, MO 65102-0176

Loan Terms