Financial Assistance Center Wastewater State Loan and Grant Programs

Small Borrower Loans
Small Borrower Loans are available only to communities or public sewer or water districts of less than 1,000 population or service area. Qualifying entities may be considered for a direct loan for wastewater system improvements for up to $100,000 with a maximum 20-year repayment term. In addition to providing financial assistance, this program is geared toward helping communities and sewer districts become familiar with the State Revolving Fund Loan Programs.

Rural Sewer Grants
Rural Sewer Grants are restricted to two types of wastewater construction projects:

  • Providing centralized sewers to unsewered areas.
  • Funding the additional costs of meeting more stringent U.S. Environmental Protection Agency or Missouri Department of Natural Resources requirements for wastewater treatment. Costs of upgrades to meet ammonia limits and disinfection requirements are examples of costs that could be funded up to 50% through this type of grant.

Public sewer districts, public water districts and communities of less than 10,000 population and not located, in whole or in part, in an area of St. Louis County or City encircled by Interstate Route 270, or in an area of Jackson, Clay or Platte counties encircled by State Routes 150 and 291 and Interstate Routes 29 and 635 are eligible to apply.

The grants cover up to 50% of the eligible costs of a project up to a maximum of $500,000 or $3,000 per connection, whichever is less. The balance of the eligible costs and all the ineligible costs must come from another funding source. The applicant should have the primary source of funding in place prior to apply for the Rural Sewer Grant.

Small Community Engineering Assistance Program Grants
The Small Community Engineering Assistance Program grants are available for municipalities, counties, public sewer or water districts, political subdivisions or instrumentalities of the state with a population of less than 10,000. The grants offers funding for wastewater engineering costs incurred in preparation of a facility plan. Communities may be eligible to receive an 80% grant with a 20% recipient match, while disadvantaged communities may be eligible to receive a 90% grant with a 10% recipient match. The grant amount shall not exceed $50,000.

On-site Residential Wastewater Funding
The Upper White River Basin Foundation Inc., also known as Ozarks Water Watch, provides low-interest loans and grants to qualified homeowners in the Upper White River Basin Watershed in southwest Missouri, which includes portions of Barry, Christian, Douglas, Greene, Ozark, Stone, Taney and Webster counties. These funds assist homeowners who need to repair, replace or remove failing or failed on-site wastewater treatment systems. The funding for this program originated from the Clean Water State Revolving Fund. For more information, contact Ronna Haxby at Ozarks Water Watch at 417-739-5001.