Financial Assistance Center Wastewater Loan Programs

State Revolving Fund

Direct Loans

This program is offered to communities that do not qualify for a leveraged loan. Typically direct loans are targeted to high risk applicants, but larger communities may be considered on a case-by-case basis.

Interest rates are dependent on published rates, but are generally 30 percent of the market rate. Projects applying for loans through the department will be directed to this program, if necessary.
These are secured loans with a successful community bond issue that the department will purchase to provide a below market interest rate.

Small Borrower

Small Borrower Loans are available only to communities or public sewer or water districts of less than 1,000 population or service area. Qualifying entities may be considered for a direct loan for wastewater system improvements for up to $100,000 with a maximum 20-year repayment term. In addition to providing financial assistance, this program is geared toward helping communities and sewer districts become familiar with the State Revolving Fund Loan Programs.

On-site Residential Wastewater Funding

The Upper White River Basin Foundation Inc., also known as Ozarks Water Watch, provides low-interest loans and grants to qualified homeowners in the Upper White River Basin Watershed in southwest Missouri, which includes portions of Barry, Christian, Douglas, Greene, Ozark, Stone, Taney, and Webster counties. These funds assist homeowners who need to repair, replace or remove failing or failed on-site wastewater treatment systems. The funding for this program originated from the Clean Water State Revolving Fund.  For more information, contact Ronna Haxby at Ozarks Water Watch at 417-739-5001.