Water Protection Program

Clean Water State Revolving Fund

Picture of a farm.Nonpoint Source Animal Waste Disposal Systems

This is a non-point source loan program developed in cooperation with the Department of Natural Resources, the Department of Agriculture, and the Missouri Agriculture and Small Business Development Authority. The program is designed to provide low interest financing to small producers for design and construction of animal waste treatment facilities. The program will finance 100 percent of the eligible costs.

Questions about SRF financing of Nonpoint Source Animal Waste Disposal Systems

Q. Who is eligible for an agriculture non-point source loan?
Q. How does the non-point source loan program work?
Q. What is the cost to participate in the non-point source program?
Q. What is the interest rate on the loan?
Q. Can the eligibility requirements change?

Q. Who is eligible for an agriculture non-point source loan?

A. Producers who are constructing animal waste treatment facilities who do not have an NPDES permit and are not considered Concentrated Animal Feeding Operations (CAFO) in accordance with state statute and regulation 10 CSR 20-6.300.

Under current EPA definitions, loans cannot be made to producers whose poultry or livestock operation are considered to be in a large category. SRF monies may not be used to provide funding that solely enables the growth of an AFO to a CAFO. The following chart demonstrates the number of different animals which constitute the 1,000 animal unit limit.


1 Animal Unit =
1.0 Beef feeder or slaughter animal Cow icon.
0.5 Horses horse icon.
0.7 Dairy Cow dairy cow icon.
2.5 Swine weighing over 55 lbs. Swine icon.
15 Swine weighing less than 55 lbs. Swine Icon.
10 Sheep Sheep icon.
30 Laying hens Laying hen icon.
60 Pullets Pullet icon.
55 Turkeys Turkey icon.
100 Broiler Chickens Broiler chicken icon.
Class II
300 to 999 animal uint equivalents
300 to 999
Beef feeder or slaughter animal Cow Icon.
150 to 499
Horses horse icon.
200 to 699
Dairy Cow Dairy cow icon.
750 to 2,499
Swine weighing over 55 lbs. Swine icon.
4,500 to 14,999
Swine weighing less than 55 lbs. Swine icon.
3,000 to 9,999
Sheep Sheep icon.
9,000 to 29,999
Laying hens Laying hen icon.
18,000 to 59,999
Pullets Pullet icon.
16,500 to 54,999
Turkeys Turkey icon.
30,000 to 99,999
Broiler Chickens Broiler chicken icon.

 

 

Q. How does the non-point source loan program work?

A. The farmer must first obtain a letter of approval for construction from the department. Eligibility for a loan will be considered by the department at that time. The farmer then acquires interim financing from the financial institution of his choice. Once the construction is complete in accord with the Letter of Approval (LOA), the department, in cooperation with the Missouri Agriculture and Small Business Development Authority, provides the permanent financing for the project.

Q. What is the cost to participate in the non-point source program?

A. The authority charges a non-refundable $50 application fee. A loan participation fee equal to one percent of the amount of the loan, with a minimum of $250, must be paid at closing. In addition, there may be costs charged by the bank providing the interim financing.

Q. What is the interest rate on the loan?

A. The interest rate on current loans is 5.6 percent. It is projected that the interest rate will be 5.6 percent or lower for loans made this fiscal year.

Q. Can the eligibility requirements change?

A. In December of 2002 US EPA released the final revised rule. EPA did not reduce the size limits except for minor modifications.

To receive additional information on the financing of animal waste facilities and other NPS activities, see the Contact Information.