Hazardous Waste Program

Underground Storage Tanks - Financial Responsibility

Petroleum underground storage tank owners and operators are required to

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have the funds to pay for the cleanup and other damages that may occur from a release from their UST systems. This requirement is known as financial responsibility (FR). Owners and operators of regulated UST systems must comply with the FR requirements. Both owners and operators are responsible for compliance, although only one party needs to obtain FR.

The DNR requires proof of financial responsibility from all applicable owners and operators:

Financial responsibility must cover cleanups, third party property damages and third party bodily injuries. The required amount of FR is typically $1 million per occurrence and $1 million dollars annual aggregate with the following exceptions:

Mechanisms to meet the requirements of Financial Responsibility include

Specific requirements for each mechanism can be found in the Missouri Code of State Regulations (CSR), 10 CSR 20-11.  Examples and required wording for each are included in the appendices to the regulations, beginning on page 14.  The Missouri Code of State Regulations is available from the Missouri Secretary of State's Office, 573-751-4015.